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Candidate Registration Guide

AL & MS Life & Health Insurance
Pre-Licensing

Exam Prep Training Course & Study Materials

Start Your Path

Video Study Package

  • Interactive Learning Platform

  • Chapter Reading

  • Chapter Quizzes

  • Video Lectures

  • Practice Exams

  • Readiness Exam

  • Digital Flash Cards

  • Key Facts and Glossary

  • Instructor and Technical Support

Retail Value $219.95

Discount $0 / 60 days

Insurance CE Library
  • Large Course Library

  • Online Course

  • Classroom Equivalents

  • Certification Exams

  • Unlimited Exam Retakes

  • Automated Certification

Retail Value $39.95

Discount $29.95 / 365 days

About the Life and Health Exam

What are the topics covered on the Life and Health Exam?

The exam is broken down into seven parts. These topics include:

Life and Health Insurance Basics
  • Types of losses and benefits

  • Uses of life insurance

  • Underwriting and policy issue and delivery

  • Producer's responsibility

Medicare and Medicare Supplements
  • Medicare Parts A - D

  • Medicare Supplement Plans

  • Federal Regulation

Tax Considerations for Life and Health Insurance
Life Insurance Policies
  • Term policies

  • Traditional Whole Life policies

  • Universal Life and Variable Life policies

  • Other specialized policies

  • Types of annuities

  • Uses of annuities

  • Personal life insurance

  • Annuities

  • Taxation of personally owned health insurance

  • Employer-sponsored health plans

  • Other related concepts

Applicable state regulations
Types of Health and Disability Policies
  • Medical expense insurance

  • Disability income policies

  • Group health insurance

  • Long-term care

  • Producer licensing

  • Enforcing insurance laws

  • Unfair trade practices

  • Regulations specific to Life and Health insurance

Policy Provision, Option, and Riders
  • Standard provisions

  • Types of beneficiaries

  • Disability riders

  • Nonforfeiture options, dividend options, and settlement options

About the Life and Health Exam

ExamFx offers candidates all the study materials they need to be successful in passing their licensing exam. In addition to their online learning platform, they offer printed study materials that help candidates throughout their learning. The Study Guide, Flash Cards, and Tip Sheets can easily be added to any package during checkout. (Some of the items are included in the package provided to you.)

Ready to start your course?

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